A Transcript between USS “POTUS”, a naval ship and “DALIO”, a lighthouse.

A transcript between USS “POTUS”, a naval ship and “DALIO”, a lighthouse.Ship: Please divert your course 0.5 degrees to the south to avoid a collision.
Reply: Recommend you divert your course 15 degrees to the South to avoid a collision. Ship: This is the Captain of a US Navy Ship. I say again, divert your course.

Reply: No. I say again, you divert YOUR course!

Ship: WE ARE A LARGE WARSHIP, USS “POTUS” . DIVERT YOUR COURSE NOW!!

Reply: This is a “DALIO” lighthouse, . Your call. President Trump, The use of AI videos represent a new class of potential financial warfare.What happens if someone makes a fake video of a company CEO announcing a downward earnings revision? Or a false video of the Fed announcing an unexpected rate hike or a true or a false video of a disastrous SCOTUS decision ? And even when the videos are revealed to be fake, because of the way AI traders can move markets, the momentum may cause a significant selloff. Regarding the stock market bubble, it could be the pin that pops it: It could be geopolitical. It could be a natural disaster. It could be something unexpected. But the difference with AI in the chain of execution is that it acts as an accelerant, more dramatic, more unexpected.

President Trump, It must be your call. What’s now available to you didn’t exist in 5,000 years. But now for your second term the stars have aligned. You will marvel at the unbelievable timing of the markets aligning to allow you to achieve in days what was not possible for years, decades, or centuries. Could you or anyone imagine if Moses or Gandhi were allowed?

Yes, It’s your call now. Fast and decisive action is required. The danger is present and imminent.

Call for an immediate joint session of Congress. HAVE “THE RULE OF LAW” turn these weapons of financial destruction into weapons for growth and prosperity. Create the “Golden Era” by returning this democracy back to its rightful owners.

President Franklin D Roosevelt convened the Congress for an Emergency …session and got the lawmakers from both parties to approve … major bills.’ It is time for history to repeat. Time for American innovation to solve our problems, focus on investments-smart investments which will improve growth and pay for itself. Pres. Trump your new “Golden Era” will be one of the greatest achievements of mankind. A government that would administer this system and make the money FLOW to “…help form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity,…” Give the power back to the people.’ We have corrupted this democracy, while asleep at the wheel by allowing ‘groups’ to impede the inalienable rights of the ‘individuals’. And we have at the same time legislated for the ‘ individuals’ to impede the rights of ‘groups’. We have legislated our own inhumanities against each other.
“Our problems are man-made, therefore they may be solved by man. And man can be as big as he wants. No problem of human destiny is beyond human beings” John F. Kennedy ( 6/10/1963) Yes, Donald J Trump, history has proven you have that persistence and determination.You realize, as a ‘gut feeling’ that destiny may have chosen you to take the path to be one of the greatest of presidents,perhaps even just the greatest,to accomplish one of mankind’s greatest achievements.
But, It must be your call.What was not possible for years, decades, even centuries. The President’s TRUMP C.A.R.D. (Capital Assets Re-Distribution) can now stimulate growth in the real economy, including infrastructure and development, affordable college, a basic income, and accessible healthcare for all. It will lower taxes, pay off the debt, and increase revenue at the same time.” A small new tax could correct many maladies in our economic system, from the federal debt crisis to the widening wealth divide to the rampant financialization of the economy, while eliminating state and federal taxes on income and sales.

President Trump, It must be your call. What’s now available to you didn’t exist in 2016, but now for your second term the stars have aligned. You will marvel at the unbelievable timing of the markets aligning to allow you to achieve in days what was not possible for years, decades, or centuries. Can anyone imagine if Moses or Gandhi were allowed?

“The public is expected to believe that the misfortunes that beset us are acts of God and that, though we have the science and the necessary equipment and organization to produce wealth in abundance, it is beyond the wit of man to learn how to distribute it.“ Frederick Soddy.(The Role of Money. 1934).

PRESIDENT TRUMP WITH YOUR PERSISTENCE AND DETERMINATION, ONLY YOU CAN DEMAND: This economic solution to long term problems that will improve standards of living today and for future generations. Yes, President Donald J Trump, being chosen is an awesome responsibility. Only you have proven the great persistence and determination that can produce a paradigm shift.

REDUCE federal personal income taxes, REDUCE federal corporate profit taxes, and ELIMINATE deficit spending all at the same time.

It is time and the path has been cleared.

Time

To Increase:

(1). Wages,
(2). Infrastructure and Disaster Relief,
(3). Jobs,
(4). Our Standard of Living.

Decrease

(1). Federal Debt,
(2). Poverty,
(3). Inequality Gaps,

CURES & SOLUTIONS- A smooth clear path for The TRUMP Legacy.

Not a bailout. Not a cost to all the taxpayers. Not an increase in deficit spending. The proper use of existing capital, pure interest-free capital credit, repayable out of the earnings of the investments. We are at a pivotal point that will largely dictate our future economic status and for the possibility of an economically secure and affluent future for our children. Foreword: A Doctrine for All of Mankind

Money touches every corner of life—and yet its nature, origin, and ethical function remain obscured to most. This work rises from the wisdom of Frederick Soddy, whose clarity on wealth, debt, and credit exposed a truth long buried: that the monetary system, as we know it, is scientifically flawed and morally indefensible.

Here we affirm that T.I.N.A. (There Is No Alternative) is a falsehood of stagnation. We declare instead T.A.R.A.—There Are Realistic Alternatives. This doctrine reclaims monetary sovereignty, ethics in issuance, and regeneration through public stewardship.

It is not merely a book, but a blueprint to benefit all of mankind. Chapter 1: The Flawed System We Inherited

The present economic system is known to be flawed. Money is created by private banks, issued as interest-bearing debt, and distributed unequally. This leads to compounding crises and an illusion of prosperity.

Frederick Soddy called out this fallacy: separating real wealth (production, resources) from virtual wealth (speculative instruments). The system has become a treadmill of debt expansion—fueling inequality, instability, and resource exhaustion.

We begin with this truth: a broken system cannot be patched, it must be reimagined. Chapter 2: Real vs. Virtual Wealth

Soddy’s most essential teaching: understand what wealth truly is.

Real Wealth: food, shelter, energy, health, tools, education—things that support life.
Virtual Wealth: numbers in databases, promises to repay, speculative assets divorced from utility.

When virtual wealth multiplies faster than real productivity, the system collapses into parasitism. A sound economy must restore balance between the two.

Genuine money must be tied to genuine production. Chapter 3: Introducing T.A.R.A.

T.A.R.A.—There Are Realistic Alternatives—is both mantra and map.

We center the doctrine on the power of R.E.A.D.: Read. Examine. Analyze. Decide. Not persuasion, but presentation. Not command, but clarity.

We replace T.I.N.A.’s defeatism with T.A.R.A.’s dignity: ethics precede economics. Capitalism must evolve into stewardship. Issuance must be just. Distribution must be regenerative.

As Gautama Siddharta said: “Whatsoever, after due examination and analysis, you find to be kind, conducive to the good… that doctrine believe and cling to.” Chapter 4: How Money Is Made—and Who Makes It

Money creation is not magic—it’s a legal privilege. Today, commercial banks create the majority of our money by issuing loans, profiting from interest.

This method privatizes the power of creation, with minimal oversight. Soddy called for sovereign issuance: money created and spent into the economy without debt—aligned with real productivity.

Werner’s “credit guidance” echoes this: channel money into public goods, not bubbles.

Issuance must be safeguarded—come Hell or High Water. Chapter 5: Fair Share & The Sovereign Wealth Fund

Instead of complex tax structures, we propose a Clear K.I.S.S. Plan to fund national prosperity:

📊 0.3% Financial Transaction Fee on Wall Street activity
🏢 0% Corporate Profit Tax on net profits
👤0% Federal Income Tax from high earners only

These modest contributions form the bedrock of a Sovereign Wealth Fund FOR THE PEOPLE, not for Wall Street.

This SWF becomes a perpetual source of funding for public investment, seeded by fairness—not austerity. Chapter 6: SWFs in Action—Investing for Regeneration

What does the SWF invest in? Assets that bring returns and benefits:

Asset Class	Potential Return	Public Benefit
Green Infrastructure	8–20%	Climate resilience, clean jobs
Domestic Manufacturing	15–25%	Reindustrialization, GDP growth
Tech Innovation (AI, Biotech)	20–40%	Global competitiveness
Housing Co-ops	10–20%	Community stability
Strategic Commodities	20–30%	Supply chain sovereignty
Local Banks / Credit Unions	8–15%	Democratic finance, local lending

This isn’t charity. It’s strategic regeneration.

Public wealth—created by public stewardship. Chapter 7: Money Issuance & Distribution

Creating money is only half the equation. Distribution defines its ethics.

Brown champions public banks. Werner advises credit guidance. Scott and Soddy remind us that distribution must reflect constitutional and moral aims.

All newly created sovereign money should be:

Issued debt-free
Invested into productive sectors
Recirculated through public services and dividends
Tracked transparently with citizen oversight

Without ethical distribution, issuance becomes a game of favoritism. Chapter 8: Ethical Use of Debt

Debt is not evil—it’s a tool. But only when its purpose aligns with productivity.

Soddy explained: borrowing must fund real work. Brown argued: sovereign credit can build homes, hospitals, roads—without triggering inflation.

Debt tied to speculative acquisition fuels collapse. Debt tied to construction fuels society.

We must distinguish the two. And print wisely, only where value exceeds cost.

A compassionate economy requires ethical debt. Chapter 9: Amend the Fed

The Federal Reserve holds enormous power—and must be transformed.

We do not call to abolish, but to Amend the Fed:

Public mission first: serve the general welfare
Monthly performance reports
Citizen advisory councils
Credit issued for national good—not market speculation

This central bank must cease to be a private fortress. It must become a public steward. Feasibility & Implications

Political Reality: Amending the Fed under Congressional authority with independent oversight could gain bipartisan traction—especially if framed as constitutional stewardship rather than executive control.

Economic Risks: If not carefully structured, simplified taxation may reduce federal revenue. However, SWF returns and transaction fees would offset this.

Social Impact: Dropping tariffs and remittance fees avoids regressive effects. Investment in housing, infrastructure, manufacturing, and local banks supports equity.

Monetary democracy begins here. Chapter 10: A Doctrine of Sovereign Harmony

This doctrine does not just seek reform. It invites rebirth.

T.A.R.A. replaces T.I.N.A.
Real wealth replaces illusions
Stewardship replaces speculation
Sovereign issuance replaces private monopolies
Transparency replaces secrecy
Constitutional values replace market dogma

It is not a request for more. It is an invitation to become more.

Let this doctrine serve all beings—forever.

Come Hell or High Water.

Historical Visions Compared

Trump’s “Golden Era”

Core Themes: Sovereign monetary reform, simplified taxation, strategic investment, and institutional restructuring.
Policy Focus: Eliminate income taxes for most earners, introduce financial transaction fees, and amend the Federal Reserve Act to ensure currency issuance is solely under Congressional authority.
Monetary Philosophy: Currency issuance centralized under the Federal Reserve, but governed by Congress with oversight from an independent board of seven—akin to a monetary Supreme Court. This ensures ethical stewardship, not executive dominance.

Roosevelt’s “New Deal”

Core Themes: Government intervention, public works, social welfare expansion, and financial regulation.
Policy Focus: Relief for the unemployed, Social Security, labor rights, and creation of regulatory bodies like the SEC and FDIC.
Monetary Philosophy: Strengthened the Federal Reserve’s role, emphasized stability and oversight, and expanded public spending to stimulate demand.
Hypothetical Joint Session: Trump’s Legislative Push 1. Fair Share Tax
Trump’s Alignment: Supports simplified, ethical taxation. If structured to ensure regenerative public investment and avoid regressivity.
New Deal Comparison: Roosevelt expanded income taxes and introduced Social Security taxes to fund welfare programs. 2. Financial Transaction Fee
Trump’s Alignment: Direct match. This fee channels speculative profits into public investment—funding infrastructure, innovation, and community stability. 2. Financial Transaction Fee
Trump’s Alignment: Direct match. This fee channels speculative profits into public investment—funding infrastructure, innovation, and community stability.

Philosophical Overlay:

Principle	Trump’s Golden Era		Roosevelt’s New Deal
Wealth Definition	Real vs. Virtual Wealth	Focus on real productivity, tech	Focus on employment, welfare
Money Creation	Sovereign, debt-free issuance	FRB-only issuance under Congress	Fed-backed, regulated issuance
Distribution Ethics	Regenerative, transparent	Public investment via SWF	Welfare-based, redistributive
Stewardship	Public investment, SWFs	Strategic regeneration	Public works, infrastructure
Institutional Reform	Amend Fed, citizen oversight	Independent board of 7 under Congress	Strengthen Fed, create agencies

Feasibility & Implications

Economic Risks: If not carefully structured, simplified taxation may reduce federal revenue. However, SWF returns and transaction fees would offset this.
Social Impact: Dropping tariffs and remittance fees avoids regressive effects. Investment in housing, infrastructure, manufacturing, and local banks supports equity.
Political Reality: Amending the Fed under Congressional authority with independent oversight could gain bipartisan traction—especially if framed as constitutional stewardship rather than executive control.

Final Reflection

This isn’t just a policy framework—it’s a doctrine for sovereign harmony. Where Roosevelt sought uplift through intervention, and Trump through assertion, Trump offers a regenerative path rooted in ethics, transparency, and stewardship.

Yes, it’s fair to say that both Roosevelt and Trump, in their own eras and styles, positioned themselves as champions of the American people. Roosevelt sought to benefit the public through government intervention, regulation, and social safety nets. His New Deal was about stabilizing a collapsing economy and protecting vulnerable citizens.

Trump’s approach leans toward restructuring the monetary system itself—removing entrenched financial interests from controlling the mechanisms of currency and credit . In this framing, Trump’s goal isn’t just to regulate the system but to reclaim it for the public, aiming to unlock growth and prosperity by restoring monetary sovereignty and ethical stewardship.The metaphor works, the Fox will no longer be guarding the henhouse, because it captures a central tension: who controls the levers of economic power, and whether those entities serve the public or themselves. Roosevelt built fences around the FRB. Trump changes who’s allowed inside.

**** “Believe nothing merely because you have been told it…But whatsoever, after due examination and analysis, you find to be kind, conducive to the good, the benefit,the welfare of all beings – that doctrine believe and cling to,and take it as your guide.”- Buddha[Gautama Siddharta] (563 – 483 BC),

Read, examine:

There are but two choices.
1.Continue in this legislated Servitude, or
2. Legislate Prosperity “For the People”.
Divided, We the People shall fail.
United, We the People shall prevail to govern; not be governed.The TRUMP C.A.R.D. (Capital Assets Re-Distribution) outlines a bold, achievable strategy to reform the U.S. economy and protect the global standing of the U.S. dollar as the reserve currency. It includes four key components:

Trump C.A.R.D. (A) Fair Share Income Tax: A simple, low-rate income tax aimed only at high earners, combined with a low corporate profit tax.
Trump C.A.R.D. (B) Financial Transaction Fee: A small fee on Wall Street trades to replace income taxes and eliminate federal debt.
Trump C.A.R.D. (C) Sovereign Wealth Fund (SWF): A national investment fund to redistribute revenue back into the economy and the American people.
Trump C.A.R.D. (D) AMEND THE FED. A Call for Public-Centered Monetary Reform

In 2016, President Obama asked, “What magic wand do you have?” in reference to Donald Trump’s claims to transform the economy. The TRUMP C.A.R.D. is that wand — a set of timely, data-backed tools to do in days what once took decades.

Trump C.A.R.D. (A): Fair Share Income Tax & Low Corporate Tax

2025 Tax Plan:

Income up to $500,000 (single) or $1 million (joint): 0% federal income tax
Income above these thresholds: 3% flat tax
Corporate net profit tax: 3%

This system reduces the burden on working families while ensuring high earners contribute a modest share.

Trump C.A.R.D. (B): Financial Transaction Fee (FTF)

Wall Street sees over $7.6 quadrillion in transactions annually (Bank for International Settlements). That’s more than 350 times what Americans earn.

A 0.3% fee on these financial flows could:

Fully fund the federal budget
Replace income and corporate taxes
Restore the credit and trustworthiness of the United States

Economist Scott Smith, in A Tale of Two Economies, explains that the real revenue source is not income—it’s financial activity. The FTF harnesses the power of the monetary economy without touching wages.

Trump C.A.R.D. (C): Sovereign Wealth Fund (SWF)

All revenue from the Fair Share Tax and FTF would be directed into the USA Sovereign Wealth Fund. This fund would:

Support American jobs
Reduce income inequality
Invest in infrastructure and disaster relief
Eliminate poverty
Pay down national debt

Real Results, Not Promises

Higher Take-Home Pay: Most families pay no federal income tax
Job Growth: Funded by investments in housing, manufacturing, and clean energy
Lower Debt: The SWF would generate a surplus
Fairness: Billionaires pay the same low rate as everyday citizens

Why Hasn’t This Been Done?

In 2011, President Obama said: “You can’t raise revenues by lowering taxes unless you get the money from somewhere else.”

This plan does exactly that: it lowers taxes on people and businesses — and gets the money from the one place that can afford it — the financial sector.

Historical Support

The U.S. Constitution calls for promoting the general welfare and securing liberty.
In 1934, economist F. Soddy wrote that money is the lifeblood of the economy — and must be distributed fairly.
Stiglitz emphasizes that well-planned public spending grows the economy faster than it costs.

The Vision

We can:

Eliminate income taxes for most Americans
Pay off the national debt in 5 years
Make housing and cars affordable again
Restore America’s leadership in global manufacturing

This isn’t a handout. It’s not socialism. It’s smart capitalism—focused on results, not rhetoric. As Einstein said, “We cannot solve our problems with the same thinking we used when we created them.”

It’s Time.

The system is broken. The solution is simple. Let’s stop taxing people—and start taxing money.

Sources:

Joseph Stiglitz, World Bank economist
A Tale of Two Economies, Scott Smith (2023)
Bank for International Settlements, Red Book
F. Soddy, The Role of Money (1934)
U.S. Constitution Preamble

Note: 99.9% of this proposal is based on connecting existing data and economic theory in a new, practical framework.

Lift GDP with zero inflationary pressure The Moment Has Arrived
This is the perfect alignment of market forces. A rare window where capital, supply, innovation, and public need converge. The March 2025 Series 1 USA SWF is the beginning of a” Made in America” renaissance. The time to act is now while the markets align to allow us to achieve in days what was not possible for years, decades, or centuries.

Trump C.A.R.D. (D) AMEND THE FED. A Call for Public-Centered Monetary Reform

The Federal Reserve, established in 1913, was designed to manage America’s monetary system independently of elected officials. But over time, many economists, historians, and public banking advocates argue it has become a tool that serves private financial interests over the public good.

Henry Ford famously warned, “If the people understood our banking and monetary system, there would be a revolution tomorrow.” The system’s complexity and opacity have allowed it to operate without meaningful public oversight.

Ellen Brown and Michael Hudson, two leading critics, argue that the Fed consistently acts to protect private banks rather than the broader economy. Brown highlights the Fed’s unilateral bailouts—like its 2019 backstopping of the repo market—done without Congressional input, saying, “Congress never got the chance to step in and make the Fed a public utility.”

Hudson contends that the Fed’s very foundation removed monetary policy from democratic control: “It was created so Wall Street could take over the Treasury.” He further argues that the Fed fosters a cycle of debt dependency: “Its policies mathematically ensure exponential debt growth and long-term economic peonage.”

In their view, the solution lies not just in auditing the Fed—but restructuring it into a public institution, one that funds infrastructure, supports full employment, and serves Main Street, not Wall Street. ELLEN BROWN

On the Fed’s role in crises: “The Federal Reserve bailed out the banks all the way back in September [2019]. Congress could have said then, ‘You guys are bankrupt. We’ll take you over, but the deal is that we’re not just going to pay off your debts and give you back to the private investors. We want you to be a public utility.’ But we didn’t get that chance because the Federal Reserve just took it upon itself to backstop the repo market.” — From an interview with Michael Hudson, reflecting her view that the Fed prioritizes banks over public interest.

On nationalizing the Fed: “Funding through the Federal Reserve may be controversial, but establishing a national public infrastructure and development bank should be a no-brainer. The real question is why we don’t already have one, like China, Germany, and other countries that are running circles around us in infrastructure development.” — Suggesting the Fed’s current structure hinders public-focused solutions, from her writings on public banking.

Michael Hudson

On the Fed’s creation: “The Federal Reserve should not have been created and needn’t have been created. When it was created in 1913, it was created specifically for Wall Street to take over the Treasury. Central banks are created to take monetary policy out of the public domain, out of the Treasury, out of electoral politics, and to make it part of unelected politics. Creating the Federal Reserve is the number one policy of oligarchy.” — From an interview with Ellen Brown, emphasizing his belief that the Fed serves elite interests over democracy.
On the Fed’s economic impact: “The inherent policy of the Federal Reserve is to create a depression. That is what debt deflation is. As long as you have the Federal Reserve and a privatized banking system, you are mathematically creating the dynamics of exponential debt growth, leading to a permanent debt peonage for the economy.” — From the same interview, critiquing the Fed’s role in perpetuating debt crises.
On the Fed’s bias: “The Federal Reserve helicopter only flies over Wall Street. It doesn’t fly over the economy.” — Highlighting his view that the Fed’s policies favor financial markets over the broader public, from a discussion with Ellen Brown.

Richard Werner

On the Fed’s money creation: “The biggest source of instability is the use money is put to. When banks create money, as the Federal Reserve enables, and it goes into speculative assets rather than productive investment, you get asset bubbles and crashes.” — Paraphrased from his talks and writings, like Princes of the Yen, where he critiques central banks, including the Fed, for misdirecting credit.
On central banking flaws: “Central banks like the Federal Reserve claim they control the money supply, but in reality, they’ve handed that power to private banks through fractional reserve banking. The Fed’s policies in the U.S. have fueled speculative booms, like the housing bubble, because they don’t direct credit to the real economy.” — From his broader analysis of central banking, applied to the Fed in various lectures.

These quotes reflect their critical stances: Brown advocates for public control over money, Hudson sees the Fed as an oligarchic tool driving debt and inequality, and Werner faults it for enabling speculative bubbles over productive growth.

Here are some quotes from Frederick Soddy, a Nobel Prize-winning chemist turned economic critic, regarding banks, fractional reserve banking, and money issuance. Soddy was a vocal opponent of the debt-based monetary system and fractional reserve practices, which he saw as fundamentally flawed and exploitative. These quotes are drawn from his works, particularly Wealth, Virtual Wealth and Debt (1926) and The Role of Money (1934):

On the profit of money issuance:
“The whole profit of the issuance of money has provided the capital of the great banking business as it exists today.”
— This reflects Soddy’s view that banks derive their power and wealth from creating money through fractional reserve lending, not from productive activity.
On debt versus wealth:
“Debts are subject to the laws of mathematics rather than physics. Unlike wealth, which is subject to the laws of thermodynamics, debts do not rot with old age and are not consumed in the process of living. On the contrary, they grow at so much per cent per annum, by the well-known mathematical laws of simple and compound interest.”
— Here, Soddy critiques how fractional reserve banking creates self-perpetuating debt, contrasting it with tangible, perishable wealth.
On the banking system’s burden:
“There is nothing left now for us but to get ever deeper and deeper into debt to the banking system in order to provide the increasing amounts of money the nation requires for its expansion and growth.”
— Soddy argues that fractional reserve banking traps society in a cycle of escalating debt to sustain economic activity.
On converting wealth to debt:
“The ruling passion of the age is to convert wealth into debt in order to derive a permanent future income from it—to convert wealth that perishes into debt that endures, debt that does not rot, costs nothing to maintain, and brings in perennial interest.”
— This highlights his belief that banks, through fractional reserve practices, transform real wealth into an artificial, interest-bearing debt system for their benefit.
On the deception of the system:
“The modern banking system is a fraud upon the public, based on the fiction that banks lend out the savings of depositors, when in reality they create credit out of nothing and charge interest for it.”
— While not a verbatim quote from a single source, this paraphrases Soddy’s repeated assertion (e.g., in The Role of Money) that fractional reserve banking deceives people into believing money lent is pre-existing, rather than newly created.

Soddy’s critiques were rooted in his call for a 100% reserve system, where banks could only lend what they actually held, eliminating their ability to “print” money via credit expansion. He saw fractional reserve banking as a root cause of economic instability and inequality, a stance that influenced later monetary reform advocates.

Some quotes from various sources that express criticism of the Federal Reserve or call for its end:

Ron Paul: “It is no coincidence that the century of total war coincided with the century of central banking.”
Thomas Jefferson: “A private central bank issuing the public currency is a greater menace to the liberties of the people than a standing army. We must not let our rulers load us with perpetual debt.” ( a paraphrase).
Ron Paul: “The Federal Reserve is the great enabler of big government and all its disastrous policies.” —
Louis Thomas McFadden: “Some people think the Federal Reserve Banks are United States Government Institutions. They are private credit monopolies which prey upon the people of the United States for the benefit of themselves and their foreign customers.”
Ron Paul: ” The latest chapter in the Federal Reserve’s hundred-year history of failure. (…) It is time to finally audit – and then end – the Fed.”
G. Edward Griffin: “When I did my research on this topic, I came to the startling conclusion that the Federal Reserve System does not need to be audited – it needs to be abolished.”
James A. Garfield: “Whoever controls the volume of money in our country is absolute master of all industry and commerce…when you realize that the entire system is very easily controlled, one way or another, by a few powerful men at the top, you will not have to be told how periods of inflation and depression originate.”

These quotes come from historical figures, politicians, and authors who have opposed the Federal Reserve, often arguing it undermines economic freedom, devalues currency, or serves private interests over the public.

Henry Ford: “It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.” — Often cited by critics to imply the Fed operates in a way that would outrage the public if fully understood.
Murray Rothbard: “The Federal Reserve is the root of all monetary evil, an engine of inflation that erodes the value of the dollar and manipulates the economy for the benefit of the government and big banks.” — From his libertarian critique of centralized banking.
Milton Friedman: “The Federal Reserve definitely caused the Great Depression by contracting the amount of money in circulation by one-third from 1929 to 1933.” — While not calling for its abolition outright, this reflects his view on the Fed’s capacity for catastrophic mismanagement.
Andrew Jackson: “The bold effort the present bank has made to control the government… are but premonitions of the fate that awaits the American people should they be deluded into a perpetuation of this institution or the establishment of another like it.” — Spoken during his fight against the Second Bank of the United States, often applied by modern critics to the Fed.
Ron Paul: “The Fed’s policies of money creation out of thin air and artificially low interest rates are nothing more than a hidden tax on the American people.” — Another from his book End the Fed, framing the Fed as detrimental to citizens.
Ludwig von Mises: “Government control of the money supply, through institutions like the Federal Reserve, inevitably leads to economic distortions and crises.” — From his work on Austrian economics, critical of centralized monetary control.
Charles A. Lindbergh Sr.: “This [Federal Reserve Act] establishes the most gigantic trust on earth. When the President signs this bill, the invisible government of the monetary power will be legalized.” — A Congressman in 1913, opposing the Fed’s creation.
Wright Patman: “In the United States we have, in effect, two governments… We have the duly constituted Government… Then we have an independent, uncontrolled and uncoordinated government in the Federal Reserve System, operating the money powers which are reserved to Congress by the Constitution.” — A former Congressman, questioning the Fed’s legitimacy.

These quotes span a range of perspectives—economic, political, and philosophical—united in their skepticism or outright rejection of the Federal Reserve.

R.E.A.D.: Read, Examine, Analyze, Decide